FAQ

A title company ensures that the title to the real estate is legitimate and then issues title insurance for the property. We conduct thorough title examinations, provide escrow services, and facilitate the closing process to ensure a smooth transaction.

A title company protects your investment by making sure the property you’re purchasing has a clear title. We handle the research, paperwork, and legalities involved in the transaction, ensuring that you are protected against any title defects.

Title insurance protects both the buyer and the lender from potential financial losses due to defects in the title that may arise after the purchase. It covers issues such as undisclosed heirs, forgery, and errors in public records.

Without title insurance, you could be held responsible for any prior claims, liens, or disputes over the property. Title insurance ensures that you are protected against these risks, giving you peace of mind.

A title examination is a thorough review of public records to determine the legal ownership of a property and to identify any issues that could affect the transfer of ownership.

A title examination ensures that the property has a clear title, free from any liens, encumbrances, or legal disputes that could jeopardize your investment.

If issues are discovered, they must be resolved before the title can be transferred. This may involve clearing liens, resolving ownership disputes, or addressing other legal concerns.

Escrow is a service where a neutral third party holds funds and documents related to a real estate transaction until all conditions are met. This provides security for both the buyer and seller.

During escrow, the buyer deposits funds, and the seller deposits the deed with the escrow agent. Once all terms of the contract are met, the escrow agent disburses the funds and documents to complete the transaction.

Escrow services provide a secure way to manage the transfer of funds and documents, ensuring that all parties fulfill their obligations before the transaction is completed.

Refinancing involves replacing your existing mortgage with a new one, usually with better terms or a lower interest rate. This can reduce your monthly payments or shorten the loan term.

Refinancing can save you money by lowering your monthly mortgage payments, reducing your interest rate, or allowing you to pay off your loan sooner.

FSBO is when a homeowner sells their property without the assistance of a real estate agent. This allows the seller to avoid paying agent commissions but requires them to handle all aspects of the sale.

We offer comprehensive support for FSBO transactions, including contract drafting, title searches, closing services, and legal guidance to help homeowners navigate the sale process.

Commercial real estate includes properties intended to generate profit, such as office buildings, retail spaces, industrial properties, and multi-family housing units.

A short sale occurs when a property is sold for less than the amount owed on the mortgage, with the lender agreeing to accept the reduced amount to avoid foreclosure.

We provide legal consultation and document preparation for real estate transactions in Tennessee and Mississippi. Our services include contract review, wills, power of attorney, and more.

A notary service involves the legal authentication of documents, ensuring that all signatures are genuine and that the documents are legally binding.

We provide comprehensive support for real estate transactions, including title examinations, escrow services, and closing coordination. Our team works closely with agents to ensure that all documentation is accurate and deadlines are met, facilitating a smooth closing process for your clients.

Title insurance is crucial for investors to protect their properties from potential claims or legal issues that may arise from past ownership. It provides security and reduces risk in your investment portfolio.